WE DEMAND:
A Dignified Retirement For Every Worker
TO: STEPHEN JONES,
MINISTER FOR FINANCIAL SERVICES
What we’re calling for:
Increase the minimum employer super contribution for all workers to 15%.
Pay super to every worker on every dollar earned, including penalty rates, overtime and allowances, workers’ compensation, employer-funded and unpaid parental leave and for workers with a disability in supported industries. Give Aboriginal and Torres Strait Islander workers early access to their super when they need to retire early for health reasons.
Make the rich pay what they truly owe through superannuation taxes and provide more support to workers with low super balances.
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WHY IT’S IMPORTANT:
Whatever your stage in life, every one of us should be able to look forward to a comfortable and dignified retirement after a lifetime of hard work.Â
That’s why unions built Australia’s superannuation system. And why we need to fight to make it stronger. Â
But the fact is that bosses are short-changing younger workers – and parents who take career breaks to raise children are also missing out. Meanwhile, many older workers simply can’t afford to stop working. Women are most at risk of retiring in poverty; we have 30 percent less super savings than men, on average. Â
We can fix this. Employer contributions are still too low – so let’s raise the rate. And gig workers, under-18s and those with disabilities may miss out on super altogether. Many others don’t get super on big chunks of income like penalty rates, allowances, workers’ compensation and employer-funded paid parental leave. Let’s close these loopholes. Â
At the same time, wealthy Australians are using the super system as a tax dodge that’s costing us billions. Let’s lift up those of us who really do need support as we prepare for retirement.Â
15% SUPER - WHY IT MATTERS
Debbie
Adequate super is essential for everyone.
Women are usually paid less and older women are often in lower paid jobs.
Therefore, every $$ helps them in retirement.
Anne
I’m at retirement age, single female household but can’t afford to retire and have worked all my life but super funds so low I have to sell my home in the near future to keep me going
Janelle
I want to retire comfortably, and earlier if I can, don’t wanna be 67 still vacuuming dirty classrooms,cleaning toilets and mowing lawns.
Donna
at the moment, we are never going to be able to afford retirement, who wants to keep working in their 70s when we should be travelling and enjoying our twilight years
Lou-Anne
Having lost all my Super due to relationship separation / court ruling – I don’t want to end up like many women before me, broke & spat out by patriarchal legal system. I have <15 years left in the workforce…. & being on the lower end of the payscale for my industry – I’m seriously concerned about my future & welfare.
Cathy
I will not be able to afford to retire with the amount I have in my super
Michelle
I only have 4 yrs of work left in me and I need more super for retirement
Alexander
The cost of living in Sydney is getting so expensive now and I want my super before I retired to be good enough to provide my living situation. I’m a migrant and also new in Australia, and I really work hard to save money into my future.
Carla
I want to keep a roof over my head, keep water and power on and feed myself and buy medication when I retire. I can’t do these basic human things, I will have to work myself to literal death. This not the Australia I remember. Happy to speak about this to the PM if you need.
Vicki
I am not going to have enough super to retire on so will have to keep working as long as I can
SUSAN
No super on penalty rates is not fair. Sunday work should have super and penalties as should OT. LSL on resignation and AL also. Especially for women leaving work due to family.
Lee
In my mid sixties and only 70k in Super…how on earth will I survive in Retirement??!!
Penny
This is important to me and all of us really. We need to be able to retire when the time comes and still able to afford to live a good life in retirement
Debra
This issue matters to me because I’m retiring in about 5 years and every dollar counts !!! 20 years in the aged care industry, I need to retire with dignity !!! So do all the workers in future years to come!!!
Colleen
I’m nearly at retirement age and don’t have enough money for me to stop working.
Aroha “Saroya”
As a female single mother with three young boys, I know that I’ll be working into my mid 70’s to achieve a decent super amount to retire on. At that age one would plan to retire much earlier, however the super contributions are not realistic to do so. We need to be looked after, like we look after the company.
Benno
Only getting paid super on your salary and not on the overtime you do is immoral.
Abubakar
Not paying super on penalties is not fair. When the wages are low. People try to do overtime to cover the shortage. For example if you do $30,000 overtime you miss $3450 of super comtribution. That money makes the difference over the long run
Jennie
I’m over 60 and have very little super and have only been able to contribute the last 10 years due to low income and part time work while helping support family.
Sheetal
I wanna retire stress free and blissfully