WE DEMAND:

A Dignified Retirement For Every Worker

TO: STEPHEN JONES,
MINISTER FOR FINANCIAL SERVICES

What we’re calling for:

  1. Increase the minimum employer super contribution for all workers to 15%.

  2. Pay super to every worker on every dollar earned, including penalty rates, overtime and allowances, workers’ compensation, employer-funded and unpaid parental leave and for workers with a disability in supported industries. Give Aboriginal and Torres Strait Islander workers early access to their super when they need to retire early for health reasons.

  3. Make the rich pay what they truly owe through superannuation taxes and provide more support to workers with low super balances.  

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WHY IT’S IMPORTANT:

Whatever your stage in life, every one of us should be able to look forward to a comfortable and dignified retirement after a lifetime of hard work. 

That’s why unions built Australia’s superannuation system. And why we need to fight to make it stronger.  

But the fact is that bosses are short-changing younger workers – and parents who take career breaks to raise children are also missing out. Meanwhile, many older workers simply can’t afford to stop working. Women are most at risk of retiring in poverty; we have 30 percent less super savings than men, on average.  

We can fix this. Employer contributions are still too low – so let’s raise the rate. And gig workers, under-18s and those with disabilities may miss out on super altogether. Many others don’t get super on big chunks of income like penalty rates, allowances, workers’ compensation and employer-funded paid parental leave. Let’s close these loopholes.  

At the same time, wealthy Australians are using the super system as a tax dodge that’s costing us billions. Let’s lift up those of us who really do need support as we prepare for retirement. 

15% SUPER - WHY IT MATTERS

August 21, 2024

Americo

We all deserve to retire with dignity. And not rely on charity.

August 21, 2024

Janine

I do not want to retire in poverty. There is no way I will be able to retire on the super I currently have. I have worked hard for years, and have little to show for it.

August 21, 2024

Julie

Because I’m 64 and have very little superannuation to retire on, and I still have a mortgage.

August 21, 2024

Marcia

Women generally have a couple of years break from employment to have and raise children so superannuation balances are normally less by thousands or tens of thousands of dollars, so it is harder for women to increase their superannuation balances

August 21, 2024

Matthew

In our last EBA, we asked that we get paid super on every dollar we earned not just base salary. After all, the site management gets paid super on what they earn.
We were told ‘don’t be ridiculous’.

August 21, 2024

Fletcher

For too long, people involved in this type of industry have been underpaid.

August 21, 2024

Lynda

I’m close to retirement and know I will battle. My circumstances changed dramatically and now I have to rent…who knows what the future holds? As it is, I don’t think I will even be able to afford the rent.

August 21, 2024

Darshankumar

For better retirement life.
Thank you so much for your effort.

August 21, 2024

Paul

All workers deserve a better deal when it come to superannuation. Retirement should be a time to relax and enjoy the fruits of your labour with the ones you love, not a struggle to make ends meet, working until you die.

August 21, 2024

Cheryl

Because I work hard and do not have enough super to retire on.

August 21, 2024

Hiranya

As care workers we deserve a comfortable retirement at the end of the retirement age.

August 21, 2024

Stephen

Better pay and conditions

August 21, 2024

Daryl

I intend to retire in 2 years, life has taken me down many diverse paths, as a result I do not own my own home. So I will rely on the super to prop up the pension, I am afraid I will outlive my Superannuation/savings and probably will have to work past 70 to live with what dignity I may have left.

August 21, 2024

Karma

Everyone deserves to retire comfortably.

August 21, 2024

Anne

Make retirement easier.

August 21, 2024

Sahlu

To get enough money when I am retired.

August 21, 2024

Akwasi

I don’t want to be a burden on anyone after my retirement, thank you

August 21, 2024

Imelda

This issue is very important. Everything is very expensive. All the prices are going up.
How can I survive in my retirement if I cannot afford to live?
How am I going to eat if I cannot afford to pay for food?
Thank you.

August 21, 2024

Lillian

Being a survivor of domestic abuse and raising 3 kids on my own, I could only do casual work. I had to leave the state as ex would come whenever. Police would just drive him to a friend’s house.

During Covid I wasn’t eligible for government support and lived on my super. My boss also paid no super. So there’s not much in my superfund even though I have worked all my life. Now it’s 3 years until I am eligible to retire. But think I will be working until I’m in my eighties.

August 19, 2024

Rachel

As it is something not just for myself it is also for my children